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If You Know Their Rules ...
You Can Play Their Games

Your countertactic
If you've done your research and know your numbers ahead of time, you will never let them get into a payment discussion.

Confuse the Price Issue
If the salesperson perceives you as a payment buyer, then he or she is going to try to come up with a payment plan that meets your budget. To maintain the profit margin on the car they will adjust the payments by quoting you rates based on 48-, 60-, or even 72-month terms. You'd be surprised at how many people think they getting a great monthly payment only to find out that it's based on a four- or five-year payment plan.

If the salesperson senses that you're a difference buyer, he or she will talk about "allowing" you a certain amount for your trade and never mention the actual appraisal or retail price of the car.



You'd be surprised at how many people make purchase decisions because the "difference" sounds reasonable.

Your countertactic
If you've done your homework, the salesperson will quickly understand that "allowance" and "difference" are not going to impress you. You will know the facts because you will have:

  1. Established the fair value of your trade

  2. Determined the true cost of the new car

  3. Made a decision about how much profit you'll offer

  4. Settled on your monthly payments based on the difference you've calculated between what your trade is worth and the price you're prepared to offer for the new car

It's hard, to confuse someone who has all the facts.

l Have a Buyer for Your Car
Sometimes to get a phone shopper into the store, the salesperson will tell the caller:

"Wonder of wonders, this is your lucky day. I have a customer who's looking for a car just like yours. I'll bet that I can help you get a terrific price for it. Why don't you come in so that we can have a look at it?"
Or they'll use the bogus buyer as bait for a customer who has "walked" because they were not offered enough for their trade.

If the customer bites and comes in, the salesperson will all too frequently announce that the "someone" changed his or her mind or found another car.
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